The Spend Snapshot tool helps you to record all your income and expenses in one place so you can see how much you're spending, and what you're spending it on. It also allows you to test out any changes you might like to try, like reducing your discretionary spending or getting started on saving your 'emergency fund'.
What you'll need:
- Your bank statements or bills for the last few months
- A calculator
- Some quiet time - 5 to 20 minutes
The outcome may be surprising to you but it sets you up to start making some changes to work towards your better financial future.