PERSONAL

Becoming credit healthy.

Being credit healthy is an important part of our financial journey. However, if it’s not managed well, it can have a detrimental effect on our financial position instead of improving it. This guide looks at some of the basics of borrowing and four simple steps that’ll help you become credit healthy and stay on top of your finances.

Financial First Steps - Working Out Work.

When you enter the world of ‘work’ there is a whole new set of financial terms and responsibilities to learn about. This guide explores the ins and outs of getting paid, encourages having a plan for spending and saving and introduces financial products to help manage money.

Financial First Steps - Starting Out.

This guide aims to help parents start teaching their children good money habits from an early age, fostering long-term financial confidence and wellbeing.

Checklist: Helpful tips to buy your first home.

From saving your deposit to when you finally move in, there’s a lot to think about when buying a new home. That’s where a checklist can be helpful.

Self-managed super basics.

Interested in a self-managed super fund (SMSF) but not sure where to start? SMSFs are becoming increasingly popular but aren’t necessarily right for everyone. This video addresses the basics of establishing and managing a self-managed super fund.

How to reduce financial stress associated with a cancer diagnosis.

Understand the cost of health care and treatment following the diagnosis of cancer. Learn where to find financial support.

Making the most of higher super contribution caps and salary sacrificing.

Want to find out how to boost your superannuation savings? After July 1 the new pre-tax cap will be $27,500. Find out how to make the most of higher super contribution caps.

How to fix your credit rating for free.

If your credit rating is suffering, discover tips on how to fix your credit rating for free. Learn about staying on top of your credit score here.

Investing in shares.

Investing in shares is becoming more accessible to a greater number of investors through online share trading platforms. However, the usual risks still apply so it pays to understand what you’re investing in, and why, to help achieve the financial goals you’re after.

Investing for beginners.

There’s a lot to consider when you’re deciding to invest for the first time. We’ve put together a comprehensive guide of what you need to know before investing.

Financing an investment property.

One of the keys to successful investing lies in understanding what you are looking to achieve from the investment, or what your strategy is. Getting your finance structured in a way that suits your investing strategy plays a large part in successfully investing in property.

Leasing vs buying a car.

Buying a car is a big decision but could leasing be the better way to go? Discover the pros & cons of each to help find the best option for you.

How to refinance your home loan.

If you’re one of the many people considering refinancing, this article covers some key consideration to keep in mind to help you make an informed and beneficial decision.

Jargon Buster: What is a guarantor?

Finding that 20% deposit for your home isn’t easy however there are ways that your family could help. One way is by acting as a guarantor to help secure your home loan. Find out more by watching our Jargon Buster video.

Why do I need superannuation?

Superannuation is simply long-term savings for your retirement but as such could be the most important investment in your lifetime. View our jargon buster video to learn more about superannuation and making the most of it.

How does compound interest work?

Discover how compound interest works and how it can help you grow your wealth over time. Watch the jargon buster video for more information.

What is Lender's Mortgage Insurance?

Using Lenders’ Mortgage Insurance is one way to reduce the amount of deposit you need to save to buy a home. Watch the jargon buster video to find out more about how it can help you get into a new home sooner.

Bankruptcy. What does it mean?

Bankruptcy is another term for personal insolvency, that is you’re unable to pay your debts. Find out more in our Jargon Buster video on Bankruptcy.

What is taxable income?

The amount of income tax you’re required to pay is based on your Taxable Income. Find out more about how your Taxable Income is calculated by watching this financial jargon busting video.

Why is my credit score important?

Your credit score is vitally important when you want to borrow money. Watch this jargon buster video to find out what it is and how to keep yours healthy.

Planning your finances for retirement.

Do you know what you want your retirement to look like? Do you know how much money you’ll need to support that lifestyle? Do you have a plan for how you’re going to get there? Our ‘Planning your finances for retirement’ video aims to help you plan for the financial future you want.

Measuring returns on an investment property.

A key aspect of investing in property is being able to quantify the return you are achieving on your investment. How do you measure if an investment property is providing sufficient return and is line with your overall strategy to help make more informed decisions about where you invest your money?

Investing in property.

Investing in property is one way of achieving your goal of increasing wealth but as with any investment it comes with a level of risk attached. If you’re considering investing in property it pays to understand the pros and cons.

Investing.

Want to invest but unsure where or how to start? Investing is one way to create wealth and achieve your financial goals but for many new investors it can be a daunting prospect. Our ‘Investing’ video will walk you through investment strategy, the many investment options available, and how to choose the right one for you.

Managing your super.

Superannuation will be one of our most important assets when it comes time to retire. Why then do we not pay it more attention now to work towards a better financial future? View our 'Managing your super' video to learn 5 simple things you should know about your super.

Managing your home loan to get ahead.

There is a perception that a home is a place we live in, and an investment property is something that we make money from. But your home is not just your castle, have you thought about how to leverage it to finance things such as investments, education and more?

Our video 'Managing your home loan to get ahead' will focus on how you can use your home to grow your wealth and ways to help you achieve your financial goals.

Buying your first home.

Are you in the market for your first home? Not sure where to start or what information to look for? Watch our 'Buying your first home' video and learn what steps you need to take to help buy your dream home.

Planning for your financial future.

Many people have a very clear vision of how they want their life to play out from a personal perspective and a career perspective. This 'Planning for your financial future' video takes a high level, long term view of a financial plan that can help you to achieve your life goals.

Money Diary.

Understanding where your money goes can help you take control and create opportunities for you and your family. A money diary may be useful to help identify how you're using your money.

Budgeting.

A budget is an empowering financial tool that can help you take control of your money and financial future. But how can you create a budget that truly works for you?

Budget Planner.

An essential part of any financial plan is a budget. The Budget Planner is a 1-page step-by-step guide to help develop an effective budget to help you achieve your financial goals.

Managing Money guide.

There are many reasons finances can get off track but it’s important to take steps to get back on track as soon as possible. Our Managing Money guide is a step by step aid to help you get your finances back under control.

Cost-cutting checklist.

With many incomes reduced due to COVID19, we've put together a handy cost-cutting checklist which may help to ease some of the strain on your finances.