Davidson Institute
Davidson Institute
Davidson Institute
Whether you’re a budding business, dedicated community group or curious individual, our financial education resources are designed to help you feel more money confident. Powered by Westpac, the Davidson Institute is here to help you work towards the financial future you want.
What is a guarantor?
Finding that 20% deposit for your home isn’t easy however there are ways that your family could help. One way is by acting as a guarantor to help secure your home loan. Find out more by watching our Jargon Buster video.
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Experts Angle: Helping you stay safe from scammers.
Greg Gebhart from the ESafety Commissioner talks through a number of common questions from what a scam is, to different types of scams and what you can do to help protect you and your money from scammers.
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Managing Money guide.
There are many reasons finances can get off track but it’s important to take steps to get back on track as soon as possible. Our Managing Money guide is a step by step aid to help you get your finances back under control.
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A quick guide to effective financial governance.
This guide helps to understand basic governance requirements of a not for profit organisation.
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Why do I need superannuation?
Superannuation is simply long-term savings for your retirement but as such could be the most important investment in your lifetime. View our jargon buster video to learn more about superannuation and making the most of it.
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How does compound interest work?
Discover how compound interest works and how it can help you grow your wealth over time. Watch the jargon buster video for more information.
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What is Lender's Mortgage Insurance?
Using Lenders’ Mortgage Insurance is one way to reduce the amount of deposit you need to save to buy a home. Watch the jargon buster video to find out more about how it can help you get into a new home sooner.
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Bankruptcy. What does it mean?
Bankruptcy is another term for personal insolvency ie you’re unable to pay your debts. Find out more in our Financial Jargon Buster video on Bankruptcy.
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What is taxable income?
The amount of income tax you’re required to pay is based on your Taxable Income. Find out more about how your Taxable Income is calculated by watching this financial jargon busting video.
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Why is my credit score important?
Your credit score is vitally important when you want to borrow money. Watch this jargon buster video to find out what it is and how to keep yours healthy.
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Good spending habits.
Good spending habits can help you build new opportunities for you and your family. This short video explores some hints and tips for developing good spending habits.
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My money plan.
By looking at the money coming into your bank account and how you spend that money you can start to build your own money plan, or budget, for the future. This short video explains how.
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What is Lender's Mortgage Insurance?
Using Lenders’ Mortgage Insurance is one way to reduce the amount of deposit you need to save to buy a home. Watch the jargon buster video to find out more about how it can help you get into a new home sooner.
Watch now
Why do I need superannuation?
Superannuation is simply long-term savings for your retirement but as such could be the most important investment in your lifetime. View our jargon buster video to learn more about superannuation and making the most of it.
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How does compound interest work?
Discover how compound interest works and how it can help you grow your wealth over time. Watch the jargon buster video for more information.
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Investing.
Want to invest but unsure where or how to start? Investing is one way to create wealth and achieve your financial goals but for many new investors it can be a daunting prospect. Our ‘Investing’ video will walk you through investment strategy, the many investment options available, and how to choose the right one for you.
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Managing your super.
Superannuation will be one of our most important assets when it comes time to retire. Why then do we not pay it more attention now to work towards a better financial future? View our 'Managing your super' video to learn 5 simple things you should know about your super.
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Managing your home loan to get ahead.
There is a perception that a home is a place we live in, and an investment property is something that we make money from. But your home is not just your castle, have you thought about how to leverage it to finance things such as investments, education and more?
Our video 'Managing your home loan to get ahead' will focus on how you can use your home to grow your wealth and ways to help you achieve your financial goals.
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Buying your first home.
Are you in the market for your first home? Not sure where to start or what information to look for? Watch our 'Buying your first home' video and learn what steps you need to take to help buy your dream home.
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Planning for your financial future.
Many people have a very clear vision of how they want their life to play out from a personal perspective and a career perspective. This 'Planning for your financial future' video takes a high level, long term view of a financial plan that can help you to achieve your life goals.
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Money Diary.
Understanding where your money goes can help you take control and create opportunities for you and your family. A money diary may be useful to help identify how you're using your money.
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Budget Planner.
An essential part of any financial plan is a budget. The Budget Planner is a 1-page step-by-step guide to help develop an effective budget to help you achieve your financial goals.
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Managing Money guide.
There are many reasons finances can get off track but it’s important to take steps to get back on track as soon as possible. Our Managing Money guide is a step by step aid to help you get your finances back under control.
Download now
Teaching kids about money.
Managing money is a fundamental life skill so it makes sense to start teaching that skill from a young age.
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Planning for your financial future.
Many people have a very clear vision of how they want their life to play out from a personal perspective and a career perspective. Often, however, they don’t take the next step and look at the finances to support that vision.
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My money plan.
A budget is an empowering financial tool to help you take control of your money and financial future. But how do you create a budget that truly works for you?
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Good money management booklet.
Ruby Connection and the Davidson Institute have partnered to develop the Good Money Management booklet. In this booklet, we’ll show you how to track your expenses, save and budget, and set yourself up for a stronger financial future. It also provides some great information on getting paid, superannuation, and tips for protecting your financial future.
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Be credit healthy.
Borrowing is just one tool that we can use to get the things we want. But when is the right time to borrow? And how do we ensure we are not ‘borrowing ourselves into trouble’?
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A guide to regaining your financial independence.
Many of us find managing our finances difficult at the best of times, but these challenges are often amplified if you’ve experienced domestic and family violence, including financial abuse. This is module 2 from a series of 3 guides to help you navigate through this difficult time.
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A guide to protecting yourself from financial abuse.
Many of us find managing our finances difficult at the best of times, but these challenges are often amplified if you’ve experienced domestic and family violence, including financial abuse. This is module 1 from a series of 3 guides to help you navigate through this difficult time.
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A guide to rebuilding your financial future.
Many of us find managing our finances difficult at the best of times, but these challenges are often amplified if you’ve experienced domestic and family violence, including financial abuse. This is module 3 from a series of 3 guides to help you navigate through this difficult time.
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Guide for Community Financial Officers.
The Guide for Community Financial Officers is designed to help Financial Officers of community organisations, of all shapes and sizes, to take on the role with greater knowledge and confidence and to help Board Members to understand what is required of a Financial Officer.
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Financial governance for NFPs.
As demand for services increases and the available funding decreases it is vital that not-for-profit organisations ensure that their financial governance passes muster. Watch the Financial Governance for NFPs video to find out more about this important aspect of your organisation's governance.
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7 financial tips for NFP's - video.
Do you run or are involved with a Not-For-Profit organisation? Watch this video to discover 7 tips to become more financially and business savvy when it comes to your NFP.
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Transferring money overseas.
There are many reasons why, once you have arrived in Australia that you may need to transfer money overseas. There are a numbers of different ways you can do that.
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Tax in Australia.
If you work in Australia you will most likely pay a portion of your pay to the government in the form of taxes. These taxes are then used to provide services such as roads, health, and education. Having a basic understanding of the taxation system helps you make sure you are paying the right amount of tax.
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Superannuation in Australia.
Australia has a retirement savings scheme known as superannuation. If you are working in Australia then you will be required to participate. This video briefly explains what superannuation is and how you can make the most of these long term savings.
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Financial first steps in Australia.
This ‘Financial first steps in Australia’ guide aims to help you understand more about the financial system in Australia and how to manage your money in your new home.
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Cost-cutting checklist.
With many incomes reduced due to COVID19, we've put together a handy cost-cutting checklist which may help to ease some of the strain on your finances.
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Understanding financial statements.
Financial statements contain a wealth of information that savvy business owners can use to improve their business performance. Our 'Understanding Financial Statements' video helps unlock this information so you can better understand the numbers in your business.
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Starting a business.
The prospect of starting your own business can be thrilling but daunting at the same time.
Whether it’s a desire to be your own boss, or turning a passion into a job, there are many things to consider if you are thinking about starting a business.
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Risk Management Part 1: Director's Duties.
Knowing your duties as a director are essential in running any organisation. If you get it wrong, you could be liable for civil and / or criminal penalties. This 20 minute video looks at Directors' Duties under the various acts and regulators.
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Managing cash flow.
Want to learn to make the most of your cash flow? Or how to find cash that’s hidden in your business? Then view our 'Managing cash flow' video where you’ll learn simple ways to monitor and improve your cash flow.
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Business planning.
Is your business plan a living and dynamic document that keeps your business on-track? Watch our 'Business planning' video and ensure that you’re taking the essential steps to successful business planning.
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7 steps to business success.
From managing cash flow, business planning through to managing growth and more, this webinar has the information you need. Watch our video to discover the 7 steps you can take to business success.
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